Badria N, Hasanah N, Amin M. Religiosity, financial literacy, and frugal living: A holistic pathway to sustainable wealth among young Muslim entrepreneurs. JEMA [Internet]. 2024 Dec. 10 [cited 2026 Jul. 23];21(2):281-306. Available from: https://riset.unisma.ac.id/index.php/jema/article/view/22451